Hello there, my friends! It's your favorite oddball REALTOR® here, and I've got some exciting news to share with you today.
Listen up, because if you're a first-time homebuyer in Polk County and you're earning less than 80% of the area median income, this program is going to blow your mind. It's called the Polk County Down Payment Assistance program through Neighborhood Finance Corporation, but let's just call it what it is - a golden ticket to homeownership.
So here's the deal: the program offers a $30,000 loan for a down payment. I mean, come on, that's practically a unicorn in the world of homebuying. And the best part? You don't have to start paying it back until you sell your home, it's no longer your primary residence, or in some instances, when the home is refinanced. Can I get a "hallelujah"?
Now, I know what you're thinking - "why is this weird home pushing person so excited about a down payment assistance program that sounds too good to be true?" Well, my dear friends, it's because I truly believe in the power of homeownership. And this program is going to make that dream a reality for so many people who thought it was out of reach.
But here's the thing - I'm not just going to sit here and throw big words and legal jargon at you. No, no, no. That's not my style. I'm going to break it down for you in the way that I know best - with a little bit of humor and a whole lot of weird.
Let's put it this way: if you're a first-time homebuyer in Polk County and you're earning less than 80% of the area median income, this program is like the Robin to your Batman, the peanut butter to your jelly, the weird to my realtor. It's a match made in heaven, my friends.
And if you're still not convinced, the program also offers 8 hours of homebuyer education to prepare you for homeownership. Combine that with a coffee chat and expert real estate guidance through every step of the home buying process with your trusted REALTOR® (ahem... me of course!) - because let's be real - buying a home can be a little scary, you'll have all the support you need to make your dream a reality.
So what are you waiting for? If you're a first-time homebuyer in Polk County and you're earning less than 80% of the area median income, reach out to me today and let's get you started on the path to homeownership. Trust me, it's going to be weird and wonderful all at the same time.
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